Personal Umbrella Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?  If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000.  Higher limits may also be available. Talk with Charles Garland & Harris to determine the right amount of coverage for your needs.

To help guide you through purchasing home insurance call Rhonda Jackson or Karen Lamm-Brock at Charles Garland & Harris

Rhonda Jackson
Personal Lines
Rhonda@cgh-insurance.com
Voice (575) 437-6910 x101
Fax (575) 437-8187

Karen Lamm-Brock
Personal Insurance Customer Service Representative
Karen@cgh-insurance.com
Office (575) 437-6910 x102

3310 N. White Sands Blvd
Alamogordo, NM 88310
Monday- Friday 9am-5pm

We have everything you need all under one roof, the Red Roof.