Accidental Death and Dismemberment (AD&D) Insurance

The employee  AD&D insurance benefits are designed to give your eligible employees a helpful starting point in building a well-rounded program of family protection.   The goal is to provide a base coverage for eligible employees and provides options for you to increase your base coverage and add coverage for dependents.

AD&D is different from group life insurance plan because group life provides cash benefits for you and your eligible dependents in the event of death. The AD&D benefits are paid for death, loss of a limb, coma, or paralysis due to an accident and are in addition to any basic and optional life insurance benefits that become payable.

Talk to Charles Garland & Harris today about your business operations and we can advise you what kind of AD&D coverage you need. Just give us a call at 575-437-6910 and we’ll help make sure you’re covered.

To help guide you through the employee benefits process
call Cesar Acosta or Bruce Foster at Charles Garland & Harris

Cesar Acosta
Group And Individual Health And Life Insurance
575-437-6910 Ext 106

Bruce Foster, CIC
Insurance Agent
Voice (505) 938-2437
Fax (575) 437-8187

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