Commercial & Business Insurance
“Charles Garland & Harris – insurance professionals serving the business, commercial & workers compensation needs of clients in New Mexico. Let us help your business – contact us for a free insurance quote!”
Business insurance professionals, serving New Mexico
Insurance coverage that protects your company – so you can get back to business
Charles Garland & Harris knows business in our communities – you can find our offices in Alamogordo, New Mexico and our clients all around New Mexico. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
We’re proud members of the Alamogordo marketplace, and we’re committed to being an advocate for you and your business in times of need.
Commercial & Business Insurance – Insurance coverage that helps protect your business
- General Liability Insurance – Broad insurance coverage for your business and activities.
- Commercial Property Insurance – Protect your business with insurance for your commercial property.
- Business Auto Insurance – Cover your business with insurance for commercial vehicles.
- Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
- Workers’ Compensation Insurance – Insurance coverage that helps you take care of your employees.
- Bonds – Protect your assets with financial backups for promises made by others.
Supplemental Coverage Available
- Extended liability for additional insureds.
- Debris removal, personal property.
- Tools and equipment.
- Valuable records protection and accounts receivable.
In addition to advising you on the right coverage, we provide additional services, such as:
- Loss Prevention Programs — with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
- Quick Claim Response — when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
- Competitive Rates — many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.